Simple Application

The process is simple and easy to understand. The entire application is online, including necessary information fill-in.

Information Security is Guaranteed

Your information is encrypted before transmission in strict adherence to local laws and
regulations.
Every piece of information is properly stored. There is no risk of data breach.

Professional and Efficient Team

The approval team processes applications with empathy and speed to ensure that funds are available on time to help you solve your urgent needs.

(1) Do not disclose OTP (one-time password):

Ncredit staff will never ask you for important information such as OTP (one-time password), bank card passwords, or verification codes under any circumstances. These pieces of information are crucial for ensuring the security of your account, so please make sure to keep them safe.

(2) Be cautious of unknown calls:

If you receive a call from someone claiming to be an Ncredit staff member and asking for sensitive information, please hang up immediately and contact us through official channels to verifythe situation.

(1) Carefully check virtual account codes and use official channels for repayment operations:

When performing a repayment operation, please make sure to carefully verify the virtual account code to ensure that the information is accurate. Avoid financial loss due to input errors.

(2) Use official channels for repayment:

Please perform repayment operations through the official Ncredit App. Do not use unknown links or third-party platforms.

(1) Fake customer service scams:

Scammers may impersonate Ncredit customer service representatives, using excuses such as "account abnormalities" or "promotional activities" to trick you into providing your OTP or clicking on unknown links.

(2) False repayment links:

Scammers may send false repayment links via SMS or email, enticing you to enter your bank card information or OTP. Phishing Websites: Scammers might create websites that closely resemble the official Ncredit website to trick you into entering your account information.